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A free 30-day course

Money,
explained.

You use it every day. Almost no-one understands where it came from, why it loses value, or how to keep it. Five minutes a day. Thirty days. Four short quizzes. By the end, you'll see money the way the people who print it do.

📖 Read at your own pace ⏱ ~5 min per lesson 🧠 Weekly quiz 🎓 Zero jargon
£
🐄 🐚 🥇 💷 💳

In 1971, a loaf of bread was 9p. Today it's £1.50.
The bread didn't change.

Same flour. Same water. Same yeast. Same loaf on the kitchen table. But the pound got quietly smaller — year by year, decade by decade — until it took more than 15× as many of them to buy the same bread. That's what this course is about.

Spoiler: had your parents held 9p of gold instead of the coin, today it would still buy that loaf — with plenty of change. We'll get there in week 2.

1920
£100 buys
🐂🐂
~2 cows. Or six months' rent in a London flat.
2026
£100 buys
🛒
One weekly food shop for a family of four.
▼ purchasing power
The £ has lost ~98.7% of its purchasing power vs 1920.
10,000 years in 60 seconds

From cave-rocks to crypto.

Money has been many things. Cattle. Shells. Salt. Gold. Paper. Pixels. Each one taught us something — and we'll walk through them all.

🐄
9000 BC
Barter
"I'll trade you a goat for two sacks of grain."
🐚
1200 BC
Cowrie shells
First widely-accepted currency, used across 4 continents.
🪙
600 BC
Gold & silver coins
Lydia mints the first coins. Money becomes portable.
📜
1816
The gold standard
Britain anchors the £ to gold. A note is a promise.
💷
1971
Pure fiat
Nixon ends the gold link. Money becomes whatever governments say it is.
2009
Bitcoin
For the first time in history: scarce, digital, no-one in charge.
The 30-day journey

Four weeks. Four a-ha moments.

Each lesson is a single, short, plain-English read. End of every week: a quick quiz to lock the ideas in.

Week 01

What money actually is

Forget what your bank tells you. We start with first principles — what makes a thing "money" in the first place?

Why barter never quite worked The 6 properties of good money Stones, salt & cigarettes Why gold won, for 5,000 years
Days 1–7★ ★ ★ ★ ★
+ Week 1 quiz
Week 02

How money got unhooked

How the world quietly went off the gold standard, and why your savings have been melting ever since.

Bretton Woods, in plain English What Nixon did in '71 (and why) Inflation: the invisible tax The £100-in-a-safe story
Days 8–14★ ★ ★ ★ ★
+ Week 2 quiz
Week 03

Where new money comes from

Spoiler: it's mostly typed into a computer. We'll demystify central banks, QE, and the Cantillon effect.

Banks create most money — really What "QE" actually means Why prices keep going up Who gets the new money first
Days 15–21★ ★ ★ ★ ★
+ Week 3 quiz
Week 04

How to protect yours

Now you know how the system works — what do you do about it? A calm, practical look at sound-money options.

Cash, savings & the silent leak Hard assets: gold, property, stocks Why Bitcoin is different A simple long-horizon plan
Days 22–30★ ★ ★ ★ ★
+ Final quiz
A typical day looks like this

Five minutes. One idea. No homework.

Every day we open with a question, give you the simplest possible answer, and end with one fact you'll repeat at dinner.

Day 03 · Sample

Why couldn't we just keep using cows?

Today's question sounds silly. The answer reveals exactly what money is for.

The 5-minute idea

For thousands of years, people did use cattle as money. The Latin word for money, pecunia, literally comes from pecus — cattle. But cows are awful at one specific job: making change. You can't pay 1.4 cows for a pair of shoes. They also walk off, get sick, and grow old.

The takeaway

Good money has to be divisible, durable, and portable. Cows fail all three. We'll see tomorrow why gold nailed all six properties for 5,000 years.

Today's fun fact

The word "salary" comes from salarium — the Roman ration of salt paid to soldiers. For a while, you really were "worth your salt".

Today's diagram
🐄 👞👞👞 ?
"I want one pair of shoes. You want a whole cow. Now what?"
Read time
~4½ minutes
Roughly the length of one cup of tea, brewed properly.
Coming up · Day 04
Why gold won.
5,000 years undefeated. Until 1971.
Things you'll learn that sound made up

Wait, really?

A small taste. The course has dozens more.

Inflation
💷
97%
of the £'s purchasing power has vanished since 1920. The note didn't change. The world did.
Money supply
🖨️
40%
of all US dollars that have ever existed were created in the 24 months after March 2020.
Compound time
📈
£15,820
is what your great-grandfather's £100 would be today, if invested at 5% a year for 106 years. Most safes don't pay 5%.
Sound money
🥇
~£40k
is what £100 of gold from 1920 is worth today. The metal didn't change either.
Origin story
🐂
5,000 yr
that cattle, salt and shells served as money before the first coin was ever struck.
Scale
🏦
~3%
of all "money" in circulation today is physical notes & coins. The other 97% is just numbers in a database.
Bitcoin
21M
the absolute, hard-coded maximum number of bitcoin that will ever exist. By 2140, every last one is mined.
Hyperinflation
⚠️
1,000,000%
annual inflation in Zimbabwe in 2008 — at peak, prices doubled every 24 hours. We'll cover how it happens.

Ready to see it?

Sign up free, work through one lesson at a time, and test yourself with a quick quiz at the end of each week. No spam, no upsell, no jargon — and you can pause whenever you want.

Sign up & start Day 1
Free, forever ~5 min a lesson Pace it yourself Weekly quizzes